Calculate your loan payments, compare different loan terms, and understand the total cost of borrowing.
Shop around and compare rates from multiple lenders. Even a 0.5% difference can save you hundreds over the loan term.
While monthly payments are higher with shorter terms, you'll pay significantly less in total interest over the life of the loan.
Making extra payments can dramatically reduce your loan term and total interest paid. Even small additional amounts help.
Improve your credit score before applying for loans. Better credit scores typically qualify for lower interest rates.